38
Merchant Clusters
R6.2B
Monthly Volume
11
Watch Zones
8
Critical Fraud Zones
0.24%
Avg Fraud Rate
Merchant Risk Clusters
Safe Zone
Fraud <0.15% · Strong controls
16
Watch Zone
Fraud 0.15–0.30% · Monitoring
11
High Risk
Fraud 0.30–0.55% · Elevated
8
Critical / Active Fraud
Fraud >0.55% · Investigation
3
Top Fraud Types
Card Not Present35%
Account Takeover22%
Identity Fraud18%
ATM Skimming12%
Phishing / SIM Swap13%
Map Controls
Circle Size Mode
Colour Mode
Overlays
Circle area = relative volume
Risk Tier
Safe (<0.15%)
Watch (0.15–0.30%)
High Risk (0.30–0.55%)
Critical (>0.55%)
Volume Scale
<R50M
R200M
R500M+