PCB

Prime Capital Bank
Data Intelligence Platform

Azure Databricks · Medallion Architecture · 12 ML Models · SARB Regulated · ZAR 500B Portfolio

Azure Databricks Delta Lake Power BI 12 ML Models Azure SQL dbt Core
500K
Customers
12M+
Transactions
R500B
Portfolio
200
Branches
12
ML Models
9
Provinces
Primary Deliverables
📖
Technical Ebook
12-chapter deep-dive covering the full data platform: architecture, Medallion pipeline, ML models, fintech integration, SARB regulatory reporting, and AML compliance.
12 ChaptersChart.jsSelf-contained
🗂
Interactive ERD
6-tab Mermaid entity-relationship diagram covering all Gold schema domains: Core Banking, Lending, AML, Cards & Fintech, Treasury, and Regulatory. Includes zoom/pan controls.
6 DomainsMermaid.jsZoom/Pan
🗺
Merchant Intelligence Map
Interactive Leaflet.js map of SA merchant transaction volumes and fraud hotspots. Toggle between Sales Volume, Fraud Heatmap, and AML Case views across 9 provinces.
Leaflet.jsSA ProvincesLive Filters
📊
Executive Presentation
15-slide investor-grade deck: platform overview, KPIs, ML model performance, financial highlights, regulatory posture, and fintech ecosystem integration.
15 SlidesChart.jsExec-ready
📚
Data Dictionary
Searchable column-level documentation for all 15 Gold schema tables: data types, primary/foreign keys, nullable constraints, and business descriptions with SA regulatory context.
15 TablesSearchableAll Layers
📈
Analytics Workbook
Excel financial model with KPI dashboards, loan portfolio analysis, fraud trend charts, fintech revenue breakdown, and branch performance summary. Dynamic formulas throughout.
ExcelDynamicKPI Dashboards
Medallion Pipeline Architecture
🥉
BRONZE
Raw Ingestion
ADLS Gen2
›
🪙
SILVER
Cleansed & Typed
Delta Tables
›
🥇
GOLD
Star Schema
15 Dim + Fact Tables
›
🤖
ML LAYER
12 Models
MLflow Tracking
›
📊
CONSUMPTION
Power BI + dbt
Regulatory Reports
Machine Learning Models
Credit Scoring
0.847
AUC-ROC
XGBoost · 500K customers
Fraud Detection
0.921
AUC-ROC
Random Forest · Real-time
AML Risk Scoring
0.889
AUC-ROC
Gradient Boost · FIC Act
Churn Prediction
78.3%
Accuracy
Logistic Regression
Loan Default (PD)
0.832
AUC-ROC
XGBoost · IFRS 9 ECL
CLV Segmentation
0.74
Silhouette Score
K-Means · 5 Clusters
NLP Sentiment
83.1%
F1 Score
BERT · Complaints
Tx Anomaly Detection
0.876
Precision@K
Isolation Forest
Code & SQL Assets
🐍
Databricks Notebooks (8)
Bronze ingestion → Silver transformation → Gold star schema → ML credit scoring → Fraud detection → AML risk → Regulatory reporting → Pipeline orchestration.
PySparkDelta Live TablesMLflow
🗄
SQL DDL Scripts
Bronze, Silver, and Gold schema DDL. Full Gold star schema with DIM/FACT tables, fintech settlement model, and seed data for all reference dimensions.
DDLDMLViews
🔁
dbt Models (14)
Staging, intermediate, and mart layers. Includes customer 360, credit risk, fraud intelligence, regulatory capital adequacy, and treasury analytics marts.
dbt CoreJinjaTests
⚙
Data Generator
Python script generating 500K customers, 12M+ transactions, 280K loans, fraud alerts, card transactions, SA fintech settlements, and AML cases — all SA-realistic.
PythonPandasFaker
SA Fintech Ecosystem Partners
🟥
Yoco · FT001
POS Card Acquiring. MDR 2.95%. ~250K active merchants. R12.4B annual volume. T+1 settlement. Raised $83M Series C.
Low RiskSME Focus
📱
SnapScan · FT002
QR Code Payments. MDR 2.75% (lowest). ~180K merchants. R8.7B volume. T+1 settlement. Standard Bank subsidiary since 2014.
Low RiskQR Payments
🛒
PayFast · FT003
E-commerce Gateway. MDR 3.50% + R2.00 min. ~95K merchants. R15.2B volume. T+2 settlement. DPO Group member.
Medium RiskE-commerce
🔗
Peach Payments · FT004
API Payment Platform. MDR 2.90% + R1.50 min. ~32K merchants. R6.8B volume. T+1 settlement. API-first mid-market.
Low RiskAPI-first
🏦
PayGate · FT005
Enterprise Payment Gateway. MDR 2.80% + R1.00 min. ~18K enterprise merchants. R22.1B volume. T+2 settlement. DPO Group.
Medium RiskEnterprise